South Carolina Palmetto Heroes Program
SC Housing Homebuyer Program Palmetto Heroes
SC Housing is pleased to introduce the Palmetto Heroes Program. The program honors educators, first responders and community service personnel in the fields of law enforcement, corrections, firefighting, emergency medical services and health care, as well as active duty military, members of the SC Army National Guard, SC Air National Guard and Veterans of the U.S. Armed Forces. The program offers FHA, VA, USDA and Conventional financing with a reduced fixed interest rate and Down Payment Assistance.
All approved Lending Partners are eligible to participate. Borrowers must have a fully executed sales contract for the purchase of a home prior to locking the interest rate. Please refer to the SC Housing Homebuyer Program Guide and Manual for additional details.
Borrower must be employed as a full-time teacher with an active South Carolina Teacher Certification. Positions include certified teachers employed as Classroom Teachers, School Librarians, School Counselors, School Psychologists or Speech-Language Pathologists. Teachers with new contracts must be scheduled to receive their first paycheck within 60 days of loan closing.
Borrower must be employed full-time as a state or local law enforcement officer (as defined by the SC Law Enforcement Training Act) and must be certified by the Law Enforcement Training Council as of the date of the loan application.
Borrower must be employed as a full-time corrections officer for the South Carolina Department of Corrections, SC Department of Juvenile Justice, or with a state, county or municipal detention center, or the US Government Federal Bureau of Prisons.
Borrower must be employed full-time as a firefighter, emergency medical
technician (EMT) or paramedic (or be a volunteer firefighter) with a state or local government agency. EMTs and paramedics may be employed by a company contracted by a state or local government agency to provide
emergency medical services
Borrower must have served on active duty in the U.S. Armed Forces (other than active duty for training) and received a discharge other than dishonorable within the past 25 years. NOTE: Eligible veterans cannot have an ownership interest in another principal residence at the time of loan closing.
Borrower must be a member in good standing with any of the US Armed Services: Army, Navy, Marine Corps, Air Force, and Coast Guard as of the date of loan application. Enlistment must be documented with a statement of service.
Borrower must be a member in good standing of the SC Army National Guard or the SC Air National Guard as of the date of loan application. Enlistment must be documented with a statement of service.
Borrower must be employed full-time in a hospital, clinic, doctor’s office, nursing home/long term care facility or other medical facility. Borrower must be licensed/certified by the State of South Carolina. Copies of License or Certification are required at the time of review.
WHY BHGRE PALMETTO
Personality Quiz
Find out if you are ready for a future in real estate.
BRAND BROCHURE
Learn more about Better Homes and Gardens® Real Estate brand.
©2022 Better Homes and Gardens Real Estate LLC. All rights reserved. Better Homes and Gardens® and the Better Homes and Gardens Real Estate logo are registered service marks owned by Meredith Operations Corporation and licensed to Better Homes and Gardens Real Estate LLC. Better Homes and Gardens Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Listing information is deemed reliable but is not guaranteed accurate.
